Happy New Year 2024

happy new year!

In 2023 Semper recorded another perfect record of lending and investment management with all loans paying to contract and settling according to loan term. There were zero losses and over 30% of all loans paid out prior to term.

As we head into 2024, we would like to thank all our supporters, investors, warehouse providers, introducers and suppliers. We wish you all a successful year ahead.

For the $3,000,000 to $10,000,000 commercial term loans of 3-36 months, our rates are still hard to beat. Our indicative terms can be found here but these are flexible, so please give us a call at 1800 736 737 to discuss any potential scenario.

Here are three examples of recently successful applications:

NSW Sutherland Shire
Loan Sum $3.6m as 1st & 2nd mortgages
Rate Blended rate of 11.50% p.a.
Term 12 months with 9 months prepaid
LVR 70%
Security Residential and commercial properties
Loan Purpose Refinance a more expensive, expiring, short-term loan


Melbourne Metro
Loan Sum $10.25m 1st mortgage
Rate 10.75% p.a.
Term 12 months with interest prepaid 
LVR 60%
Security Commercial property
Loan Purpose To fund pre-development approvals


Sydney Residual Stock
Loan Sum $9.25m as 1st & 2nd mortgages
Rate Blended rate of 11.75% p.a.
Term 12 months with 6 months prepaid 
LVR 72.5%
Security Residual stock (residential)
Loan Purpose Refinance pending sale

Commercial lending

Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.

Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.

We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.


Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from an existing lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies


  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Meeting the capital needs of a growing business
Semper Secured