targeting
growth
investing
Invest in the Semper Secured Mortgage Fund
Before you register, consider our past performance
Manager’s loan management history since 2009
Over $260,000,000
in loans
$0
losses
Average
LVR 58%
< 1%
loans over 30 days
Only 4 possessions,
2 voluntary
Manager’s loan management history since 2009
Status | Loan | Loan Sum | Contract LVR | Investor Rate | Start | Expiry | Settled in Full |
---|---|---|---|---|---|---|---|
On Track
|
18009
|
$4,600,000.00
|
54.11%
|
10.50%
|
13/10/2023
|
13/04/2024
|
Open
|
On Track
|
17986
|
$2,437,500.00
|
75.00%
|
12.00%
|
03/07/2023
|
03/11/2023
|
Open
|
On Track
|
17980
|
$4,100,000.00
|
70.49%
|
11.00%
|
13/06/2023
|
13/02/2024
|
Open
|
On Track
|
17970
|
$850,000.00
|
60.71%
|
11.00%
|
15/05/2023
|
15/01/2024
|
Open
|
On Track
|
17969
|
$3,545,000.00
|
67.52%
|
9.99%
|
06/04/2023
|
06/04/2024
|
Open
|
Closed
|
17968
|
$5,245,000.00
|
49.95%
|
9.98%
|
06/04/2023
|
06/07/2023
|
22/06/2023
|
Closed
|
17967
|
$6,800,000.00
|
58.62%
|
11.70%
|
06/03/2023
|
06/06/2023
|
15/06/2023
|
Closed
|
17966
|
$1,605,000.00
|
43.97%
|
7.43%
|
17/01/2023
|
17/07/2023
|
15/06/2023
|
On Track
|
17964
|
$1,760,000.00
|
68.34%
|
9.75%
|
24/01/2023
|
24/01/2024
|
Open
|
Closed
|
17962
|
$109,500.00
|
78.55%
|
17.83%
|
06/12/2022
|
06/03/2023
|
06/06/2023
|
Closed
|
17961
|
$127,698.50
|
63.66%
|
13.50%
|
01/11/2022
|
01/05/2023
|
15/06/2023
|
Closed
|
17956
|
$3,900,000.00
|
69.02%
|
8.99%
|
05/09/2022
|
05/03/2023
|
05/03/2023
|
Closed
|
17954
|
$2,100,000.00
|
58.33%
|
5.39%
|
20/07/2022
|
20/06/2023
|
15/06/2023
|
Closed
|
17952
|
$8,250,000.00
|
39.28%
|
5.39%
|
15/06/2022
|
15/06/2023
|
15/06/2023
|
Closed
|
17948
|
$571,124.00
|
70.02%
|
11.99%
|
27/05/2022
|
27/11/2022
|
30/09/2022
|
Closed
|
17945
|
$750,000.00
|
65.55%
|
10.97%
|
10/05/2022
|
10/05/2023
|
16/05/2023
|
Closed
|
17938
|
$1,212,834.10
|
72.01%
|
10.79%
|
25/03/2022
|
25/03/2023
|
24/03/2023
|
Closed
|
17914
|
$2,150,000.00
|
64.95%
|
6.97%
|
05/11/2021
|
05/11/2022
|
01/01/2023
|
Closed
|
17908
|
$12,000,000.00
|
66.04%
|
6.74%
|
17/11/2021
|
17/11/2022
|
05/10/2022
|
Closed
|
17905
|
$5,480,000.00
|
63.06%
|
5.39%
|
17/12/2021
|
17/06/2022
|
17/06/2022
|
On Track
|
17901
|
$4,300,000.00
|
19.81%
|
5.85%
|
20/10/2021
|
20/10/2023
|
Open
|
Closed
|
17899
|
$4,520,000.00
|
56.50%
|
5.94%
|
08/09/2021
|
08/09/2022
|
10/06/2022
|
Closed
|
17896
|
$2,400,000.00
|
64.86%
|
7.19%
|
14/09/2021
|
14/09/2022
|
08/02/2022
|
Closed
|
17891
|
$8,600,000.00
|
64.66%
|
8.09%
|
24/11/2021
|
24/03/2022
|
15/06/2023
|
Closed
|
17884
|
$1,785,000.00
|
42.63%
|
7.19%
|
18/06/2021
|
18/08/2021
|
05/08/2021
|
Closed
|
17876
|
$7,000,000.00
|
52.64%
|
7.19%
|
11/06/2021
|
11/06/2022
|
30/06/2022
|
Closed
|
17874
|
$3,275,000.00
|
68.22%
|
8.99%
|
07/07/2021
|
07/07/2022
|
29/07/2022
|
Closed
|
17866
|
$2,800,000.00
|
70.00%
|
7.19%
|
21/04/2021
|
21/04/2022
|
11/01/2022
|
Closed
|
17865
|
$4,647,500.00
|
65.00%
|
7.19%
|
11/06/2021
|
11/12/2022
|
15/06/2023
|
Closed
|
17864
|
$1,115,000.00
|
55.17%
|
10.79%
|
04/06/2021
|
04/06/2022
|
23/11/2022
|
Closed
|
17847
|
$600,937.08
|
60.09%
|
7.16%
|
12/02/2021
|
12/02/2022
|
18/02/2022
|
Closed
|
17843
|
$2,050,687.09
|
77.23%
|
10.79%
|
05/03/2021
|
05/03/2022
|
31/03/2022
|
Closed
|
17842
|
$2,295,556.50
|
68.29%
|
11.69%
|
05/03/2021
|
05/06/2021
|
18/08/2021
|
Closed
|
17839
|
$885,000.00
|
62.28%
|
10.79%
|
18/01/2021
|
18/01/2022
|
16/07/2021
|
Closed
|
17823
|
$2,694,639.45
|
74.04%
|
7.19%
|
22/12/2020
|
22/12/2021
|
08/09/2021
|
Closed
|
17809
|
$3,800,000.00
|
83.52%
|
8.99%
|
10/09/2020
|
10/09/2021
|
24/09/2021
|
Closed
|
17801
|
$1,274,710.72
|
65.36%
|
8.19%
|
28/07/2020
|
28/01/2022
|
01/04/2021
|
Closed
|
17791
|
$2,825,637.00
|
41.86%
|
7.19%
|
31/07/2020
|
31/07/2021
|
21/04/2021
|
Closed
|
17788
|
$1,750,000.00
|
73.01%
|
8.09%
|
20/08/2020
|
20/08/2021
|
09/08/2021
|
Closed
|
17784
|
$1,481,704.80
|
48.74%
|
7.19%
|
10/07/2020
|
10/07/2021
|
22/12/2021
|
Closed
|
17780
|
$1,269,408.55
|
69.55%
|
8.91%
|
01/07/2020
|
01/07/2021
|
25/08/2021
|
Closed
|
17778
|
$579,168.00
|
52.65%
|
7.19%
|
29/05/2020
|
29/11/2021
|
12/08/2020
|
Closed
|
17774
|
$3,347,000.00
|
74.37%
|
8.99%
|
04/09/2020
|
04/03/2021
|
15/06/2023
|
Closed
|
17767
|
$3,000,000.00
|
64.86%
|
8.99%
|
15/05/2020
|
15/05/2021
|
07/07/2021
|
Closed
|
17745
|
$2,281,580.05
|
69.45%
|
8.91%
|
28/01/2020
|
28/01/2021
|
28/12/2020
|
Closed
|
17738
|
$1,752,000.00
|
64.08%
|
10.80%
|
07/02/2020
|
07/08/2020
|
20/11/2020
|
Closed
|
17733
|
$1,509,410.97
|
59.29%
|
8.09%
|
28/01/2020
|
28/10/2020
|
29/06/2022
|
Closed
|
17727
|
$730,395.20
|
62.99%
|
11.69%
|
07/02/2020
|
07/06/2020
|
06/09/2021
|
Closed
|
17724
|
$731,501.25
|
57.18%
|
10.79%
|
31/03/2020
|
30/09/2020
|
18/12/2020
|
Closed
|
17723
|
$1,454,958.50
|
40.41%
|
7.19%
|
09/03/2020
|
09/03/2021
|
18/12/2020
|
Closed
|
17711
|
$658,523.91
|
74.50%
|
12.00%
|
13/11/2019
|
13/02/2020
|
30/04/2020
|
Closed
|
17703
|
$1,136,918.85
|
46.16%
|
10.79%
|
16/03/2020
|
16/03/2021
|
26/10/2021
|
Closed
|
17699
|
$1,175,000.00
|
60.56%
|
8.09%
|
29/11/2019
|
29/11/2020
|
17/06/2020
|
Closed
|
17674
|
$793,456.14
|
59.91%
|
11.00%
|
16/09/2019
|
16/09/2020
|
03/06/2021
|
Closed
|
17670
|
$1,034,558.95
|
45.70%
|
7.00%
|
16/09/2019
|
16/01/2021
|
02/07/2021
|
Closed
|
17654
|
$747,890.90
|
71.36%
|
10.50%
|
27/06/2019
|
27/12/2019
|
16/09/2019
|
Closed
|
17646
|
$1,654,148.05
|
63.62%
|
8.00%
|
31/05/2019
|
31/05/2020
|
10/06/2021
|
Closed
|
17640
|
$703,241.67
|
85.24%
|
11.00%
|
27/06/2019
|
27/03/2020
|
27/04/2020
|
Closed
|
17637
|
$258,740.29
|
41.39%
|
7.00%
|
10/04/2019
|
10/10/2019
|
09/01/2020
|
Closed
|
17629
|
$473,435.67
|
29.13%
|
7.00%
|
12/03/2019
|
12/03/2020
|
09/01/2020
|
Closed
|
17615
|
$8,177,731.50
|
46.73%
|
16.00%
|
25/02/2019
|
25/02/2020
|
31/07/2020
|
Closed
|
17613
|
$855,000.00
|
70.01%
|
11.00%
|
21/12/2018
|
21/12/2019
|
19/11/2019
|
Closed
|
17612
|
$1,000,754.04
|
38.62%
|
11.00%
|
10/01/2019
|
10/07/2019
|
14/08/2019
|
Closed
|
17609
|
$609,534.10
|
57.80%
|
11.00%
|
14/12/2018
|
14/12/2019
|
04/04/2020
|
Closed
|
17602
|
$221,210.00
|
43.37%
|
7.00%
|
07/12/2018
|
07/06/2019
|
03/10/2019
|
Closed
|
17575
|
$536,233.15
|
51.06%
|
8.00%
|
07/12/2018
|
07/12/2019
|
16/12/2021
|
Closed
|
17569
|
$2,043,005.07
|
60.08%
|
8.00%
|
04/03/2019
|
04/03/2020
|
11/03/2020
|
Closed
|
17559
|
$228,399.33
|
64.19%
|
11.00%
|
21/12/2018
|
21/08/2019
|
21/08/2019
|
Closed
|
17557
|
$440,000.00
|
46.99%
|
11.00%
|
05/10/2018
|
05/01/2019
|
05/01/2019
|
Closed
|
17529
|
$2,887,500.00
|
70.00%
|
11.00%
|
03/09/2018
|
03/03/2019
|
08/04/2019
|
Closed
|
17519
|
$1,058,892.05
|
69.83%
|
11.00%
|
05/07/2018
|
05/07/2019
|
30/08/2019
|
Closed
|
17518
|
$581,380.10
|
61.97%
|
11.00%
|
01/06/2018
|
01/12/2018
|
01/12/2018
|
Closed
|
17516
|
$1,950,000.00
|
67.24%
|
11.00%
|
24/05/2018
|
24/10/2018
|
24/03/2019
|
Closed
|
17514
|
$796,722.12
|
61.76%
|
11.00%
|
15/05/2018
|
15/07/2018
|
15/07/2018
|
Closed
|
17497
|
$3,207,545.00
|
67.03%
|
11.00%
|
20/04/2018
|
20/06/2018
|
01/08/2018
|
Closed
|
17489
|
$738,037.00
|
66.33%
|
20.00%
|
15/03/2018
|
15/06/2018
|
15/02/2021
|
Closed
|
17462
|
$5,351,773.75
|
42.23%
|
17.00%
|
15/12/2017
|
15/12/2018
|
26/02/2019
|
Closed
|
17415
|
$3,350,000.00
|
78.82%
|
16.00%
|
29/11/2016
|
29/04/2017
|
29/06/2017
|
Closed
|
17407
|
$5,553,879.25
|
45.52%
|
17.00%
|
21/10/2016
|
21/07/2017
|
21/12/2017
|
Closed
|
17397
|
$600,000.00
|
50.00%
|
9.50%
|
28/09/2016
|
28/09/2017
|
19/12/2017
|
Closed
|
17349
|
$2,250,000.00
|
74.53%
|
18.00%
|
26/08/2016
|
26/10/2017
|
26/10/2017
|
Closed
|
17321
|
$725,703.38
|
71.96%
|
36.00%
|
29/12/2015
|
29/01/2016
|
02/03/2016
|
Closed
|
17320
|
$616,507.24
|
61.28%
|
18.00%
|
19/01/2016
|
19/04/2016
|
31/05/2016
|
Closed
|
17313
|
$1,123,646.25
|
18.68%
|
16.00%
|
28/04/2016
|
28/09/2016
|
17/01/2017
|
Closed
|
17287
|
$4,620,272.50
|
51.91%
|
8.50%
|
22/12/2015
|
22/12/2020
|
22/10/2021
|
Closed
|
17278
|
$250,000.00
|
70.58%
|
18.00%
|
01/10/2015
|
01/04/2016
|
25/03/2016
|
Closed
|
17250
|
$200,000.00
|
30.30%
|
9.00%
|
01/05/2015
|
01/09/2016
|
23/05/2017
|
Closed
|
17242
|
$114,315.30
|
54.51%
|
16.00%
|
29/12/2014
|
29/08/2015
|
28/10/2015
|
Closed
|
17236
|
$1,087,699.63
|
46.61%
|
20.00%
|
23/12/2014
|
23/12/2015
|
27/01/2016
|
Closed
|
17234
|
$363,379.66
|
59.42%
|
15.00%
|
23/12/2014
|
23/12/2015
|
20/01/2016
|
Closed
|
17231
|
$2,282,183.35
|
52.11%
|
11.00%
|
29/12/2014
|
29/08/2015
|
24/02/2017
|
Closed
|
17221
|
$1,660,204.05
|
32.53%
|
18.00%
|
04/11/2014
|
03/11/2015
|
08/02/2016
|
Closed
|
17177
|
$570,671.53
|
22.82%
|
9.50%
|
25/06/2014
|
25/06/2015
|
15/04/2016
|
Closed
|
17174
|
$1,500,000.00
|
61.41%
|
11.00%
|
23/09/2014
|
23/09/2016
|
21/01/2019
|
Closed
|
17146
|
$6,905,271.25
|
54.30%
|
18.00%
|
27/05/2014
|
27/11/2015
|
27/04/2019
|
Closed
|
17126
|
$530,000.00
|
50.00%
|
18.00%
|
20/03/2014
|
20/05/2014
|
27/05/2014
|
Closed
|
17111
|
$341,719.18
|
58.80%
|
18.00%
|
24/12/2013
|
24/02/2014
|
24/02/2014
|
Closed
|
17108
|
$380,400.76
|
79.06%
|
19.00%
|
25/12/2013
|
25/02/2014
|
16/04/2014
|
Closed
|
17107
|
$528,893.00
|
45.99%
|
12.50%
|
24/12/2013
|
24/06/2014
|
24/06/2014
|
Closed
|
17093
|
$1,478,436.93
|
31.32%
|
12.00%
|
04/11/2013
|
04/05/2014
|
15/10/2014
|
Closed
|
17074
|
$429,650.15
|
28.64%
|
15.00%
|
09/10/2013
|
09/01/2014
|
09/01/2014
|
Closed
|
17073
|
$607,543.21
|
43.09%
|
17.00%
|
12/09/2013
|
12/03/2014
|
18/02/2014
|
Closed
|
17029
|
$748,142.28
|
56.47%
|
18.00%
|
28/05/2013
|
28/08/2013
|
17/12/2013
|
Closed
|
17021
|
$231,000.00
|
55.00%
|
12.25%
|
19/04/2013
|
19/04/2014
|
19/05/2015
|
Closed
|
17017
|
$1,712,589.44
|
65.42%
|
20.00%
|
20/12/2012
|
20/07/2013
|
12/09/2013
|
Closed
|
16999
|
$180,617.97
|
66.06%
|
25.00%
|
05/12/2012
|
05/03/2013
|
16/07/2013
|
Closed
|
16991
|
$375,000.00
|
65.21%
|
10.50%
|
22/10/2012
|
22/10/2014
|
22/08/2015
|
Closed
|
16980
|
$234,000.00
|
59.24%
|
11.75%
|
23/11/2012
|
23/11/2013
|
24/11/2014
|
Closed
|
16966
|
$561,571.75
|
-158.86%
|
11.25%
|
16/11/2012
|
16/11/2013
|
31/03/2014
|
Closed
|
16962
|
$1,250,000.00
|
62.50%
|
11.75%
|
25/09/2012
|
25/09/2013
|
25/02/2015
|
Closed
|
16941
|
$1,171,588.49
|
74.21%
|
25.00%
|
05/07/2012
|
05/10/2012
|
22/10/2012
|
Closed
|
16937
|
$200,000.00
|
62.50%
|
11.75%
|
09/08/2012
|
09/08/2014
|
11/12/2014
|
Closed
|
16936
|
$1,495,000.00
|
65.00%
|
10.75%
|
08/08/2012
|
08/08/2013
|
22/05/2015
|
Closed
|
16932
|
$1,344,768.77
|
31.62%
|
11.98%
|
24/10/2012
|
24/10/2013
|
03/11/2013
|
Closed
|
16930
|
$2,031,000.00
|
64.99%
|
10.75%
|
10/07/2012
|
10/10/2013
|
24/03/2015
|
Closed
|
16921
|
$265,000.00
|
69.73%
|
20.00%
|
29/06/2012
|
29/10/2012
|
11/12/2013
|
Closed
|
16912
|
$2,200,000.00
|
55.36%
|
11.00%
|
01/06/2012
|
01/06/2013
|
01/06/2013
|
Closed
|
16897
|
$728,183.00
|
65.37%
|
20.00%
|
22/03/2012
|
22/07/2012
|
02/05/2012
|
Closed
|
16882
|
$529,024.00
|
55.68%
|
15.00%
|
28/02/2012
|
28/05/2012
|
05/07/2012
|
Closed
|
16874
|
$200,000.00
|
64.51%
|
18.00%
|
03/02/2012
|
03/05/2012
|
09/08/2012
|
Closed
|
16871
|
$220,000.00
|
50.00%
|
18.00%
|
23/12/2011
|
23/04/2012
|
25/07/2012
|
Closed
|
16854
|
$503,000.00
|
67.51%
|
10.25%
|
22/12/2011
|
22/12/2013
|
24/11/2014
|
Closed
|
16850
|
$559,560.75
|
69.94%
|
15.00%
|
30/10/2012
|
30/04/2014
|
30/04/2014
|
Closed
|
16842
|
$536,896.78
|
53.68%
|
18.00%
|
23/12/2011
|
23/03/2012
|
16/11/2012
|
Closed
|
16839
|
$64,161.00
|
65.07%
|
18.00%
|
12/10/2011
|
11/12/2011
|
16/12/2011
|
Closed
|
16824
|
$217,000.00
|
59.45%
|
18.00%
|
09/09/2011
|
09/11/2011
|
29/12/2011
|
Closed
|
16765
|
$215,428.38
|
51.42%
|
18.00%
|
03/06/2011
|
03/09/2011
|
03/09/2011
|
Semper offers a wide diversity of structured solutions to short and longer-term clients across a broad array of assets. Here are some examples:
$4,300,000 12-Month renewable
First mortgage secured against QLD Cattle Farm & acreage valued at $40,000,000 + GSAs
14% LVR, pays 12% per annum
Farm and associated business net $1.5m EBDITA offering an interest coverage multiple of 3X. A bankable loan, however, this client prefers Semper’s private banking-like support.


$8,000,000 12-Month renewable, pending sale.
Second mortgage (behind CBA $8m) secured against Point Piper NSW residence valued at $45,000,000 + GSAs.
35% LVR, paid 14.5% per annum
Semi-retired music personality operating a music production business, whose age precluded additional bank funding.
$6,900,000 12-Month renewable
First mortgage secured against Crawley WA residential/commercial mixed use & probable development site valued at $15,000,000, GSAs and share mortgage over associated company currently preparing IPO.
55% LVR, pays 12.5% per annum
Property is under option to a tier 1 developer
for $51,000,000, entering its 3rd year.


$6,800,000 3-Month Bridging Loan pending sale
First mortgage secured against Vaucluse NSW residence valued at $20,000,000 + GSAs.
34% LVR, paid 20% per annum
Wealthy lawyer/developer, provided funds to supplement cost overruns on a separate development. Paid out before end of loan.