| LVR | Fixed Rate P.A. |
|---|---|
| 50% | 9.25% |
| 60% | 9.50% |
| 65% | 9.75% |
| Up to 75% | Call for quote |
for the first $100,000,000 in applications:
- Min Loan $100,000
- Max loan $5,000,000 (no minimum loan sum for prestigious properties)
- No line fees
- No admin fees
- 75% estab fee
- Min term 3 months
- Max term 12 months
- Interest-only
- Flexible interest payment terms
- Dealing directly with the lender
- Offer in 1 hour
- Settlement in 24 hours or as soon as valuation completed (if appropriate)
use of funds
Business use only:
- Cash out
- Pay-out business partners
- Cash-flow support
- ATO debt
- Bridging finance
- Development cost overruns
- Any other legitimate funding requirement
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Commercial lending
Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.
Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.
We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.
COMMON LOAN USES
Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
Managing cash-flow challenges, such as:
- Tax liabilities and ATO debt
- Replacement finance or deleverage from an existing lender
- Pre-insolvency issues/ release from administration and turnaround
- Creditor payments
- Release of equity
- Debt refinancing
- Seasonal trends
- Business emergencies
CAPITALISING ON AN UNEXPECTED OPPORTUNITY
- Bridging the gap between sale and purchase (residential or commercial)
- Rapid drawdown and equity release
- Buying a business
- Meeting the capital needs of a growing business
