Securing Private Credit Loans

six pieces of information to a yes

The most important aspects of private credit are Speed, Certainty and Simplicity.

Semper achieves this by requiring only six pieces of information:

  1. The loan sum
  2. Property security details: addresses and estimated value
  3. Loan term required
  4. Use of funds
  5. Interest serviced or built into the loan sum
  6. Means of repayment / exit

With Semper you will get a fast, accurate response with loan terms and conditions to follow – all our staff are fully credit-trained.

Remember, the shortest road to success has the fewest barriers.

You can call Semper directly on 1800 736 737 to discuss the Big Six for any scenario, in complete confidence.


Commercial lending

Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.

Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.

We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.


Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from an existing lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies


  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Meeting the capital needs of a growing business
Semper Secured