DUO Deleveraging
ATO Debt and Private Credit Solutions
Lending Trends July 2024
ATO Debt and Private Credit Solutions
Dealing with Private Lenders
Semper defended fees for broker at court after he went above and beyond to negotiate for his client.
Protecting Broker’s Rights
Semper defended fees for broker at court after he went above and beyond to negotiate for his client.
Solutions to Complex Problems
Semper provides structured solutions for complex situations which do not suit bank funding.
Working with Borrowers
ATO Debt and Private Credit Solutions
An Honest Valuation
ATO Debt and Private Credit Solutions
Securing Private Credit Loans
ATO Debt and Private Credit Solutions
ATO Debt and Private Credit Solutions
ATO Debt and Private Credit Solutions
The Importance of Being Earnest (in Private Credit)
Andrew Way Writes: The importance of being Earnest in Private Credit
Case Study on Trust Complexities
Brokers should always ask the question of their clients – “and are there any related Trusts?” Snapshot Borrower Rate % 9.75% p.a. LVR % 45% Loan $ $1,550,000 State Qld Property Type Residential the broker’s journey An application was presented for refinance pending sale of an unoccupied, recently constructed luxury investment property on the Queensland […]
Private Credit in 2024
Andrew Way Writes: Private Credit is essentially the provision of loans by non-bank lenders, and investment in them by retail and wholesale investors via fixed income products. These investments are distinct from traditional mortgage bonds by being private and not public holdings and largely untraded, similar but not identical to investments in unlisted asset-backed and mortgage secured mortgage funds in Australia, as with Semper.
The private credit market in Australia is estimated to be greater than $600 Billion as of 2023 (Reuters), as private credit’s market share of the loan market, particularly in commercial and development finance, outstrips banks’ appetites to lend.
