DUO Opportunity

Semper specialises in complex, high loan sum, transitional bridging facilities. We characterise these using the Acronym ‘DUO’ which stands for ‘Deleveraging’, ‘Unbundling’ and ‘Opportunity’.

Over the last two weeks we have looked at Deleveraging and Unbundling. Today, in the final part of our 3-part series, we delve into ‘Opportunity’, which involves the need by a borrower to gain quick and easy access to funds secured against property to take advantage of an opportunity while arranging an event over time to repay.

For the high net-worth speculator seeking a speedy settlement to make an advantageous investment, Semper can make fast credit decisions and loan documentation can be produced quickly.

Urgent equity. A wealthy businessman came to us for rapid funding. He had intended for the sale of one property to finance the completion of another, however the sale timing had stretched, and funds were required quickly to keep builders on site. They also had some ATO debt which needed to be repaid. Semper closed the loan within the week after determining the certainty of the sale.

Bridging between a property purchase and sale. A buyer with his commercial property on the market found a new acquisition before they had achieved a sale of their current site. This classic short-term bridge was secured against both properties until the first property was sold, giving the client the time he needed to effect an orderly sale.

Settling a rapid acquisition. Developers are typical applicants requiring funds for a rapid acquisition when they feel they are picking up a property at under market price. They may have specific knowledge of an impending opportunity. This requires the ability to rapidly asset the applicant’s assets and liabilities and their ability to refinance or exit by other means. Where stock has OC and has been recently valued (for mortgage purposes), Semper can move quickly through credit to settlement.

By understanding ‘Opportunity’ and Semper’s flexible refinancing solutions, you can better support your clients in achieving their financial goals.