Unlocking equity, unleashing potential
In recent weeks, we’ve seen a notable trend emerge – multiple developers seeking to refinance existing loans and release equity from retained stock. This surge highlights the challenges developers face nationwide, but also presents an opportunity for those with retained stock to capitalise on increased property values.
By refinancing with Semper’s mortgage products, developers can tap into this equity and utilise the released funds to drive growth. Our flexible lending solutions, such as pre-paid simple interest or partially paid interest from rental incomes, enable borrowers to tailor their financing to improve short-term cash flows while accessing much-needed capital.
This strategic approach allows developers to:
- Release equity to fund new projects or repay high-interest debt
- Improve cash flows during the loan term, reducing financial pressure
- Take advantage of private lending flexibility to suit their needs
- Position themselves for long-term success, even in a challenging market
At Semper, we understand the complexities of property development and the importance of adaptive financing solutions. Our team is dedicated to helping your clients unlock the full potential of their retained stock, navigating the intricacies of private credit and non-bank lending.
Together, let’s explore how Semper’s mortgage products can empower your developer clients to thrive in today’s market. Contact us to discuss tailored solutions that meet their unique needs.
Commercial lending
Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.
Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.
We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.
COMMON LOAN USES
Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
- Tax liabilities and ATO debt
- Replacement finance or deleverage from an existing lender
- Pre-insolvency issues/ release from administration and turnaround
- Creditor payments
- Release of equity
- Debt refinancing
- Seasonal trends
- Business emergencies
- Bridging the gap between sale and purchase (residential or commercial)
- Rapid drawdown and equity release
- Buying a business
- Meeting the capital needs of a growing business
