DUO Unbundling

Semper specialises in complex, high loan sum, transitional bridging facilities. We characterise these using the Acronym ‘DUO’ which stands for ‘Deleveraging’, ‘Unbundling’ and ‘Opportunity’.

Today, in part 2 of our 3-part series, we delve into ‘Unbundling’, which involves refinancing assets across multiple lenders to unlock equity and improve loan terms.

As an advisor or finance broker, you may encounter clients facing challenges with their existing lender, such as:

• Insufficient loan facility increases despite substantial equity
• Inflexible loan structures
• Tight deadlines

In these situations, ‘unbundling’ can be a viable solution. 

Semper can assist by providing

• Quick and flexible refinancing solutions for property-secured facilities
• Equity release to address immediate cashflow needs
• Breathing space for clients to restructure and refinance with their preferred lenders

A recent client, with a long-standing relationship with a major bank, faced a slow and inflexible process when seeking to access equity for business investment. Semper structured a bridging facility to refinance their properties, releasing the required equity and providing time for the client to reapply to banks and second-tier lenders without pressure.

By understanding unbundling and Semper’s flexible refinancing solutions, you can better support your clients in achieving their financial goals.