Unlock New Opportunities with Semper: Your Partner in Residual Stock Financing
As a trusted commercial mortgage broker, you understand the challenges developers face when completing projects with residual stock. Expensive development finance can weigh heavily on cash flow, hindering future growth. That’s where Semper, a non-bank private lender, comes in.
Introducing Residual Stock Loans: A Smarter Way to Retire Development Finance.
Our solution allows developers to replace costly development finance with a flexible, residual stock loan. This strategic move:
- Increases cash flow
- Reduces financial burden
- Enhances profitability
At Semper, we offer:
- Rapid drawdowns to expedite the loan process
- Flexible funding options tailored to each project’s unique needs
- Competitive interest rates
But that’s not all. Our equity release product rewards developers when the loan-to-value ratio drops below 55%. This partnership approach ensures mutual success.
Benefits for Your Clients:
- Improved cash flow management
- Enhanced financial flexibility
- Increased profitability
- Reduced debt servicing costs
Benefits for You:
- Diversify your product offerings
- Strengthen relationships with developer clients
- Access to a specialised lending partner under white label (if preferred)
If you have provided development finance to clients whose projects have, or are about to, conclude now would be the time to contact them to offer a residual stock solution.
By collaborating with Semper, you’ll provide your developer clients with a tailored finance package empowering them to thrive in Australia’s competitive property market.
Contact us today to explore how Semper’s residual stock loans and equity release program can benefit your clients and together, we can help them unlock new opportunities for growth.
Commercial lending
Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.
Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.
We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.
COMMON LOAN USES
Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
- Tax liabilities and ATO debt
- Replacement finance or deleverage from an existing lender
- Pre-insolvency issues/ release from administration and turnaround
- Creditor payments
- Release of equity
- Debt refinancing
- Seasonal trends
- Business emergencies
- Bridging the gap between sale and purchase (residential or commercial)
- Rapid drawdown and equity release
- Buying a business
- Meeting the capital needs of a growing business
