Semper’s White Label platform: Break Free from Broker Chains

If you’re tired of fixing deals submitted by other brokers, it’s time to take control. Semper’s white label origination platform helps you build your own lending brand — with private credit funding, origination management, and long-term trail income.

The Problem: Good Brokers, Bad Chains

If you’re a capable broker or commercial introducer, chances are you’ve been stuck in a broker chain at some point.

Maybe you’re the one the client trusts — but you’re still submitting deals under someone else’s name.
Maybe you’ve been called in to “fix” another broker’s poor submission. Or worse — you’re doing the heavy lifting, only to lose the client relationship and split the commission.

Too many high-performing brokers are buried downstream in broker chains that don’t serve them — or their clients.

The result?

• You don’t control pricing

• You don’t control communication

• You don’t build trail income

• And you lose long-term ownership of the borrower

It’s inefficient. It’s limiting. And it’s costing you real growth.

The Solution: White Labelling with Semper

At Semper, we work with brokers who are ready to break that cycle.

Our white label lending platform lets you originate commercial loans under your own brand — while we provide the capital, compliance, infrastructure and credit support behind the scenes.

You’re in charge of the deal. We fund it and keep the engine running.

What Makes Semper’s White Label Model Different?

• Your Brand Comes First
  All borrower-facing documents, communications, and offers carry your branding — not ours. You stay front and centre.

• You Price the Deal
  You set the rates, fees, and structure that work for your borrower. We support you with credit guidance — but you stay in control.

• You Keep the Client
  You own the borrower relationship from start to finish — including future rollovers, refinances, or upsizing. We don’t compete with our originators.

• You Build Trail
  Unlike residential deals where you’re paid once and forgotten, our commercial model is designed for recurring trail income over the life of the loan.

• You Don’t Need a Credit Licence
  We hold the credit licence, manage settlement, legal, and credit — so you can focus on origination and growth.

Who Is It For?

Semper’s white labelling model is built for:

• Commercial brokers ready to own their pipeline

• Accountants looking to offer more for their business clients

• Financial advisers seeking trail-based diversification

• Boutique introducers with loyal borrower networks

Whether you’re already writing commercial loans or just starting to explore the space, Semper gives you a clear path to operate professionally and profitably under your own identity.

What Do You Get?

As a Semper White Label Originator, you’ll gain:

• Access to private credit funding (secured by property or business assets)

• Branded loan offers and borrower materials

• Back-end support for credit, valuation, legal and settlement

• The option to co-invest for large or complex deals

• Dedicated relationship managers (no call centres here)

• Simple, transparent documentation with rapid turnaround times

You can offer bridging finance, working capital solutions, or structured facilities for growth, acquisition or refinance — all under your own brand, with Semper powering the back end.

Trail Commissions That Build a Business

Our platform isn’t about writing one deal and moving on — it’s about building a sustainable lending business.

You’ll earn long-term trail commissions tied to the performance of your loan book. So when your clients roll over, refinance, or expand — you keep getting paid. The more quality deals you originate, the more valuable your trail income becomes.

Why Work with Semper?

Semper is a private credit manager, not a broker. We don’t compete with our white label partners — we empower them.

With over two decades in the private lending space, we know how to move fast, underwrite risk properly, and support brokers who want to build something bigger than one-off deals.

Our model works because it’s simple, flexible, and built on trust. We only partner with introducers who bring real origination capability — and we give them the tools to scale.

Ready to Take Control?

If you’re ready to escape the broker chain, retain full control of your deals, and build a trail-based commercial lending business under your own name, we want to hear from you.