Simple Fixed Rates

LVR Fixed Rate P.A.
50% 9.75%
60% 10.00%
65% 10.25%
70% 10.50%

for the first $100,000,000 in applications:

  • Min Loan $100,000
  • Max loan $5,000,000 (no minimum loan sum for prestigious properties)
  • No line fees
  • No admin fees
  • 75% estab fee
  • Min term 3 months
  • Max term 12 months
  • Interest-only
  • Flexible interest payment terms
  • Dealing directly with the lender
  • Offer in 1 hour
  • Settlement in 24 hours or as soon as valuation completed (if appropriate)

use of funds

Business use only:

  • Cash out
  • Pay-out business partners
  • Cash-flow support
  • ATO debt
  • Bridging finance
  • Development cost overruns
  • Any other legitimate funding requirement

Commercial lending

Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.

Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.

We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.


Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from an existing lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies


  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Meeting the capital needs of a growing business
Semper Secured