Functional Economics – Non-Bank Lenders Perspectives

non-bank lenders

lunch money

Join Andy Way & Nick Samios as they rummage through the latest RBA charts – interest rates, inflation, asset prices, business lending growth and more.

Andy is Executive Director and Founder at Semper
Nick is Managing Director at Hermes Capital

Both with valuable insights you won’t get in the financial press.

Thanks also to their hosts at Tax Assure

Commercial lending

Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.

Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.

We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.

COMMON LOAN USES

Rapid property acquisition pending alternate finance;
Managing cash-flow challenges, such as:
  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from an existing lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies

CAPITALISING ON AN UNEXPECTED OPPORTUNITY

  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Meeting the capital needs of a growing business
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