Semper announces the introduction of Commission Trails for introducers with loan volumes over $2m/qtr, and ‘White Label’ options for higher volume introducers.
trail opportunity
Introducers who provide regular volumes of successful loan introductions to Semper may now benefit from trail margins, in addition to the normal 1-2% upfront fees paid at draw-down.
Introducers who settle a loan with Semper of greater than $2,000,000, or collective loans totalling over $2,000,000 within a three-month period, can qualify for up to 0.5% per annum trail margin, paid monthly in arrears on performing loans. *1
white label opportunity
Introducers capable of placing volumes of over $20,000,000 per annum may qualify to apply as White Label Partners.*2
For White Label Partners, Semper will quote on loan opportunities using your letterhead. Simply add your required margin to Semper’s net rate of interest payable by the borrower.
Semper will remain in the background until the loan documents are issued, when either Semper or a third party funder will be named as mortgagee on title. After settlement, Semper will act as mortgage manager and treasurer.
Semper will distribute the margin to Partners monthly in arrears on the performing loan portfolio.*1
*1 Trail margin is paid only on performing loans that pay in accordance with the loan contract. Loans in default cease to accrue trail margin.
*2 White Label Partnerships are subject to due diligence and appointment of a White Label Partner is made at the sole discretion of Semper Securities Limited or Semper Asset Management Pty Ltd and is subject to continued good governance and loan volume performance assessments.
Commercial lending
Semper is a leading non-bank lender specialising in property-secured loans to businesses in any industry with loan sums from $250K – $30M 1st and 2nd mortgages Australia-wide up to a maximum LVR of 80%.
Semper offers a wide range of flexible products tailored specifically for you. We specialise in all your short-term and bridging finance needs.
We don’t do loans the banks won’t, but assist when the banks can’t, usually due to timing or circumstance.
COMMON LOAN USES
Managing cash-flow challenges, such as:
- Tax liabilities and ATO debt
- Replacement finance or deleverage from an existing lender
- Pre-insolvency issues/ release from administration and turnaround
- Creditor payments
- Release of equity
- Debt refinancing
- Seasonal trends
- Business emergencies
CAPITALISING ON AN UNEXPECTED OPPORTUNITY
- Bridging the gap between sale and purchase (residential or commercial)
- Rapid drawdown and equity release
- Buying a business
- Meeting the capital needs of a growing business
